A Charitable Gift Annuity (CGA) is a contract between you, the donor, and a charity, UJA Federation of northern New Jersey.

You make a one time gift to UJA NNJ in exchange for income payments for your lifetime. 

Sample rates effective July 1, 2010:

What are the benefits?  

• Guaranteed income for life at high, fixed rates
• Income tax deduction in the year of the gift
• Estate tax savings - gifted assets are removed from your estate
• Minimize capital gains taxes if you contribute appreciated securities
• Tzedakah - when the annuity ends, the balance available passes to UJA NNJ to benefit future generations  

A Charitable Gift Annuity can help you achieve your
financial goals and leave a lasting legacy. 

Consult the Professionals

For a confidential consultation and personalized illustration of how a Charitable Gift Annuity can benefit you, call our Endowment Foundation professionals, David Moss or Robin Rochlin.